Our convenient debit card is an enhanced Piscataqua Savings Bank ATM card that can be used for payments or purchases wherever Visa® is accepted.
As an ATM Card
With our ATM/Visa debit card you can safely perform all of the following functions at the Piscataqua Savings Bank ATM or any ATM worldwide displaying the NYCE or Cirrus network logo:
- Make withdrawals
- Transfer funds between your designated accounts
- Check your balances
For your convenience, you can also make deposits using our ATM machine located in our walk up lobby at Piscataqua Savings Bank.
As a Visa debit or Check Card
It's as simple to use as a credit card but has the same effect as writing a check. When making your purchase, you'll sign a sales slip and the purchase amount will be withdrawn from available funds in your Piscataqua Savings Bank Checking account.
At the gas pump or grocery store, your favorite restaurant or for online purchases, use your ATM/Visa Check Card just as you would your ATM card. You'll receive a receipt for all purchases and ATM transactions and they will be listed on your monthly Checking account statement.
There are no fees when you make ATM/Visa Check Card purchases. You can use your card with no charge at the Piscataqua Savings Bank ATM. There is a $1.00 fee for using an ATM owned by another bank, however our Companion Checking and eAccess customers receive the benefit of having this fee waived. For more information about Companion Checking, give us a call. To avoid ATM fees, you can ask for cash back when making debit purchases at most locations.
Sometimes when you use another financial institution's ATM they may charge you an access fee, called a surcharge. We've joined with hundreds of other financial institutions to form the surcharge free network known as SUM. Look for the SUM symbol at an ATM to know you won't be charged a surcharge.
Where your ATM/Visa Check Card can be used.
You can use your card at millions of locations around the world—anywhere Visa credit cards are accepted including retail stores, supermarkets, online, hotels, airports, etc.
How to return purchases made with a Piscataqua Savings Bank ATM/Visa Check Card.
Return merchandise just as you would if purchased with a credit card; be sure to save your receipt in case you need to return an item. Your rights relating to funds and returned merchandise are the same as when you pay with a credit card. You must resolve issues of this type directly with the merchant as it is their own policy on refunds and returns that govern these transactions.
Activate Your Card or Change Pin
To activate your card or change your PIN# call 1-800-567-3451
Lost or Stolen Cards
If you discover your card lost or stolen during normal banking hours, call 1-800-286-5254. If the bank is closed, call 1-800-554-8969. Please refer to our Electronic Funds Transfer Disclosure for more detailed information.
When you use your Visa® card online, you may be asked to activate Verified by Visa. That's because your card is now equipped with Verified by Visa - password protection for FREE. Once you activate your card, Verified by Visa protects you at every participating store so only you can use your card.
For more information and to activate your card, go to www.visa.com/verifiedbyvisa.
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