Deposits

How Do We Rate?

We Focus On You.

Our commitment is to provide the highest level of customer service and that includes offering the best rates possible. How do we do it? We focus on providing our banking services to residents in a limited number of towns surrounding the greater Portsmouth area.


Please call us at 603.436.5250 to find out if your town is included among the communities we serve.


By focusing on you, and limiting our geographic service area, we are able to provide the superior banking experience you've come to know us for since 1877.


Our Rates

Please review our rates below and check back often as this page is updated daily. And remember, we are always surveying our competitors' rates to ensure that when you bank with us, you're getting the best rates possible.

Call us at 603.436.5250 to speak with us about your specific banking needs and goals.

All rates are subject to change without prior notice. Rates as of 10/20/2014

Certificates of Deposit

Account Product Name Minimum Opening Deposit Minimum Balance to Earn APY Interest Rate APY**
3-Month*
$2,500.00 $2,500.00 0.30% 0.30%
6-Month*
Up to $49,999.99
$2,500.00 $2,500.00 0.40% 0.40%
6-Month*
50,000.00 and over
$50,000.00 $50,000.00 0.40% 0.40%
9-month*
$500.00 up to $49,999.99
$500.00 $500.00 0.40% 0.40%
9-Month*
$50,000.00 and over
$50,000.00 $50,000.00 0.40% 0.40%
1-year*
Up to $49,999.99
$500.00 $500.00 0.75% 0.75%
1-year*
$50,000.00 and over
$50,000.00 $50,000.00 0.75% 0.75%
1 1/2 years*
Up to $49,999.99
$500.00 $500.00 0.80% 0.80%
1 1/2 year*
$50,000.00 and over
$50,000.00 $50,000.00 0.80% 0.80%
2-year*
Up to $49,999.99
$500.00 $500.00 0.90% 0.90%
2-year*
$50,000.00 and up
$50,000.00 $50,000.00 0.90% 0.90%
3-year*
Up to $49,999.99
$500.00 $500.00 1.09% 1.10%
3-year*
$50,000.00 and up
$50,000.00 $50,000.00 1.09% 1.10%
5 YR CD*
$500.00 $500.00 1.73% 1.75%
All of the above fixed rate Certificates of Deposit are available within an IRA plan. For IRA plans, the minimum opening deposit is $500.00 and the minimum balance to obtain the annual percentage yield is $500.00.
*A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account
**APY: Annual Percentage Yield

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IRAs

Account Product Name Minimum Opening Deposit Minimum Balance to Earn APY Interest Rate APY**
1-1/2 Year Variable IRA*
All balances. The interest rate and annual percentage yield may change after account opening.
$10.00 $10.00 0.65% 0.65%
*A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account
**APY: Annual Percentage Yield

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Money Market

Account Product Name Minimum Opening Deposit Minimum Balance to Earn APY Interest Rate APY**
Balances up to $2,499.99*
$2,500.00 $1.00 0.05% 0.05%
Balances of $2,500.00 - $49,999.99*
$2,500.00 $2,500.00 0.20% 0.20%
Balances of $50,000.00 and over*
$2,500.00 $50,000.00 0.20% 0.20%
Premier Money Market - $25,000.00 - $49,999.99*
$25,000.00 $25,000.00 0.20% 0.20%
Premier Money Market - $50,000.00 - 99,999.99*
$25,000.00 $50,000.00 0.25% 0.25%
Premier Money Market - $100,000.00 - 250,000.00*
$25,000.00 $100,000.00 0.35% 0.35%
*The interest rate and annual percentage yield may change after account opening
**APY: Annual Percentage Yield
Fees could reduce the earnings on this account

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Savings and Checking Accounts

Account Product Name Minimum Opening Deposit Minimum Balance to Earn APY Interest Rate APY**
Passbook/Statement Savings
All balances. The interest rate and annual percentage yield may change after account opening.
$10.00 $100.00 0.20% 0.20%
Christmas/Vacation Clubs
All balances. The interest rate and annual percentage yield may change after account opening.
$1.00 $1.00 0.20% 0.20%
Checking Account
All balances. The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account
$100.00 $1.00 0.05% 0.05%
Health Savings Account
Up to $2,499.99*
$100.00 $1.00 0.20% 0.20%
Health Savings Account
Balances of $2,500.00 - $9,999.99*
$100.00 $2,500.00 0.45% 0.45%
Health Savings Account
Balances of $10,000.00 and over*
$100.00 $10,000.00 0.70% 0.70%
*The interest rate and annual percentage yield may change after account opening
**APY: Annual Percentage Yield

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