There is no "standard loan" that can possibly work for every individual customer. What makes us unique is that we have the discretion to offer you special benefits because of the strength of our portfolio. This is how we ensure you have choices when it comes to customizing your loan. We can help to narrow in on the loan that best suits your needs when you meet with one of our advisors. We take care to see that you receive the service you deserve both personally and financially.
Learn more about our exclusive portfolio lending options including the following programs:
We routinely write loans for up to $1,000,000 and will consider higher amounts upon exception. These loans are kept "in-house" and offered at the same rates regardless of the amount.
This mortgage option benefits homeowners who are simultaneously selling a home and buying a new one - with interest only payments during the transition. Once the home for sale has sold, the loan balance and monthly payments are reduced without the need or expense of refinancing. We accomplish this in a number of ways; please call us to discuss your specific circumstances.
When you have a portfolio loan with us, we have the discretion to do what's best for you easily with no hassle, no appraisals and no attorney fees. Our modification program allows current adjustable rate borrowers to reduce their ARM interest rate through a streamlined process for a low flat fee.
No Cost Services
- Prequalification often occurs while sitting at our desk.
- Pre-approval is a firmer commitment than prequalification and can happen in as little as 48 hours.
- Re-calculation of your monthly payments should you choose to pay down a portion of your mortgage.
- As a Piscataqua Savings Bank mortgage customer, you are eligible for our unique Companion Checking Account. Click here for details.
- Automatic withdrawal option from your checking or savings account.
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