Home >
Deposit Accounts
Keep your money close to home, with a deposit account at Piscataqua Savings Bank.
Deposit Accounts That Support You
Our friendly, experienced staff will help you find the right account for your needs — and always with a competitive rate. We’re committed to state-of-the-art technology that provides easy access to your accounts 24 hours a day. And as always, you can expect exceptional service, because caring about our customers is what we do best.
FDIC Insured
We offer all the traditional banking services and products, including checking and savings accounts, CDs and money market accounts. Additionally, we offer special accounts for specific needs and life stages, such as health savings accounts, retirement accounts and our popular Kids’ Bank accounts. We strive to make our products and services as uncomplicated and easy to understand as possible, but if you ever have questions, we’re here to help.
The Fabric of our Community
We’re a true community bank, with a broader sense of responsibility that extends beyond the transaction itself to encompassing a commitment to our local neighborhoods and social fabric. When you open an account with us, you’re making a smart financial decision that makes a difference. That’s because our profits go back into the community, not into a bigwig’s pocket.
How Piscataqua Savings Bank Protects Your Money
All of our deposit accounts are safeguarded by a range of consumer protection laws and regulations to ensure your funds are secure. Key protections include:
- Federal Deposit Insurance Corporation (FDIC) Insurance: The FDIC insures deposit accounts up to $250,000 per depositor, per insured bank.
- Account Ownership Categories: We offer deposit accounts in various ownership categories, such as individual, joint, or trust accounts. Each category has its own set of protections and benefits.
- Account Statements: We provide regular account statements, detailing your transactions and balances. This helps you keep track of your finances and spot any discrepancies.
Error Resolution: Piscataqua Savings Bank Customer Service is always available. If you notice a mistake, you can report it, and we’ll do everything we can to make it right
Types of Bank Deposit Accounts
We truly value the relationships we have with our customers and the community. We offer a variety of cost effective deposit products and services to assist our customers with their financial needs. Below is a list of the account options available.
Checking & Savings Accounts
Plenty of options with plenty of perks for individuals and families.
IRAs
Options that allow individuals to save for retirement.
CD & Money Market
Several options for federally insured savings accounts that earn interest.
Kids’ Bank
A fun and easy way to teach children the fundamentals of financial literacy.
Deposit Rates
We’re always surveying our competitors’ rates to ensure that when you bank with us, you’re getting the best rates possible.
New Hampshire Bank Account Resources
All the resources and forms you need to stay organized and make changes to your accounts.
Deposit Account Features
Deposit accounts come with a variety of features designed to meet different needs and preferences. Here are some common features you might find at Piscataqua Savings Bank and beyond:
- Minimum Balance Requirements: Some deposit accounts require you to maintain a minimum balance to avoid monthly maintenance fees.
- Interest Rates: Certain deposit accounts, such as savings accounts and money market accounts, pay interest on the money you deposit. This means your money can grow over time, providing you with additional income.
- Transaction Limits: There are no transaction limits on Piscataqua Savings Bank deposit accounts, with the exception of early withdrawal penalties on CD accounts.
- Online Banking: Many deposit accounts offer online banking services, allowing you to manage your account from the comfort of your home. You can check your balance, transfer funds, and even pay bills online.
- Mobile Banking: For those on the go, mobile banking services are available. This allows you to manage your account from your smartphone, making banking more convenient than ever.