Savings and Checking Accounts

Account Product Name

Minimum Opening Deposit

Minimum Balance to Earn APY

Interest Rate

APY**

Passbook/ Statement Savings*

$10.00

$100.00

0.25%

0.25%

Christmas/Vacation Clubs*

$1.00

$0.01

0.25%

0.25%

Checking Account*

$100.00

$0.01

0.05%

0.05%

Kids' Bank Savings Account Balances up to $4,999.99*

$0.01

$0.01

5.00%

5.13%

Kids' Bank Savings Account Balances $5,000.00 and over*

$0.01

$0.01

0.50%

0.59% to 5.13%

Health Savings Account Up to $2,499.99*

$100.00

$0.01

0.15%

0.15%

Health Savings Account Balances $2,500.00 - $9,999.99*

$100.00

$2,500.00

0.20%

0.20%

Health Savings Account Balances $10,000.00 and over*

$100.00

$10,000.00

0.30%

0.30%