Lindsay Elitharp, Author at Piscataqua Savings Bank

Author: Lindsay Elitharp

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How To Spot Fraud

While most of us are aware financial fraud exists, few people expect it will happen to them. As more financial information is shared online, across apps and networks, the risk of random attacks from scammers has increased. With fraud tactics changing all the time, how do you know if a phone call, text, or email…

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10 Budget-Friendly Things To Do In Portsmouth With Kids

The New Hampshire Seacoast is a wonderful place to spend time with kids. The beautiful natural surroundings and rich cultural history mean that there is always plenty to keep kids entertained without breaking the bank. Whether it’s exploring tide pools or taking in an outdoor movie, some of the best things to do in the…

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Key Takeaways from PSB’s 2021 Impact Report

2021 was a year of considerable change and growth. We said goodbye to several long-tenured employees, including our beloved Bank president, Rick Wallis, who served our community for 39 years with unfailing dedication. Our staff adjusted admirably to the changes, and their development will continue to be a priority, as nothing ensures an exceptional experience…

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Why Choose A Local Bank For Your Mortgage

There are many advantages to choosing a local bank as your mortgage provider over a national bank or online mortgage lender. Choosing the right lender for your needs is a serious undertaking, with long-term impact on your financial outlook. Here are a few of the advantages to consider when choosing a local bank for your…

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What To Keep In A Safe Deposit Box

A safe deposit box is a good option for anyone who has irreplaceable or valuable documents or items. It’s always a good idea to have a home safe for valuables, but home safes aren’t the right place for everything. The value of a safe deposit box is in its extra level of security – they…

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How to Set Your Teenager Up For Credit Score Success

The best way to set your teenagers up for success in the future is to help them start building credit now. Taking these steps now could save them thousands of dollars in the future by helping them secure low interest rates on any loans they may take out. 

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How Green Is Your Home Loan?

Go Green With Piscataqua Savings Bank Thinking of making some energy-efficient improvements to your Seacoast area home? Piscataqua Savings Bank offers reduced rates for qualifying energy-efficient home improvements with the added benefit of borrowing from a trusted community-based lender. In addition to the positive impact on the environment, energy-efficient upgrades can help you and your…

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That Wasn’t The IRS Calling: Spotting and Avoiding Tax Scams

It’s that time of year again – tax season. Along with everything else, tax season will bring with it an increase in attempted tax scams. It seems like these scams get more prolific and convincing each year. Read on to learn about common scams, signs that you might be talking to a scammer, and how…

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Understanding Corporate Trustees

Obtain Professional Help to Build, Manage and Protect Your Wealth One of the key estate planning documents is a trust.  A trust is a legal document that lets you reduce unnecessary time and expense of probate court, save taxes and keeps control over your assets while you are living, if you become physically or mentally…

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How To Switch Banks to Piscataqua

Are you unhappy with your bank? Maybe they haven’t been transparent about their fees and services, or perhaps you’re seeking a more personalized banking experience with engaged and friendly service. Switching banks can seem like a big hassle—and while it does require some planning and coordination, it’s the right move if your current bank isn’t…

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What to Teach Kids About Money at Every Age

One of the most important things you can do for your kid is to teach them good money habits. From infancy on, your kids are watching what you do and how you interact with the world – and this includes your relationship with money. You can start teaching your kids about money from the time…

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Estate Planning 101: The Difference Between a Will And a Trust

There are so many things to consider when it comes to estate planning, it can feel overwhelming. Let’s dive into the basics of estate planning with an issue that many people find confusing. What are the differences between a will and a trust, and which do you need? Both exist to transfer your assets to…

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8 Questions You Need to Ask When Choosing a Bank

Looking for a new bank? Whether you’re opening your first bank account or switching over after a move, finding a bank to suit your unique needs requires careful consideration. Here are the questions you need to ask when choosing your new bank: What types of accounts do they offer? Piscataqua Savings Bank offers a wide…

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Top 5 Most Common Estate Planning Mistakes (And How to Avoid Them)

Establishing an estate plan is the best way to ensure that you and your loved ones will be provided for according to your wishes at the end of your life. Whether it’s preparing for end-of-life care or assigning beneficiaries, a comprehensive estate plan is the best way for you to rest easily knowing that your…

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10 First-Time Home Buyer Mistakes and How to Avoid Them

Are you thinking about buying your first home? Congratulations! The home-buying journey can be exciting, but it can also be stressful, especially if you don’t have faith in what you’re doing. Rightfully so – making a mistake now can cost you well into the future. You should be confident in your decisions so you can…

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How To Start Saving Money as a Teenager

There are many reasons to start saving money as a teenager. Whether you’re looking to purchase your first car, pay for college, or a gap-year adventure, the most important part of saving as a teen is getting started. Make this your new motto: It’s never too early to start saving. The earlier you start earning…

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How to Talk to Your Family About Your Estate Plan

A lot of families have a hard time talking about big topics – especially those involving finances like estate planning. However, it’s important that your family members understand what you have planned for the future, and what their roles are now and in the future.  Trusts are a useful tool for estate planning for many…

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Opening a CD Account: Pros & Cons

Are you considering opening a CD Account? An FDIC-insured Certificate of Deposit, or CD Account, is a type of savings account with a fixed interest rate, a fixed term length, and a fixed date of withdrawal known as the maturity date. A CD with a good rate can play an important role in your overall…

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Why Choose A Mutual Savings Bank

There are many reasons why you might choose a mutual savings bank over a stock bank. Stock-held banks outnumber mutual savings banks, and by and large are what most people imagine when they think of a bank, but mutual savings banks provide many of the same services with a customer-centric ethos. The Difference Between Stock-Held…

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How Piscataqua Savings Bank Became A B Corp

The process of becoming a B Corp involves lengthy documentation, anonymous employee feedback, and a 200 question certification process with all data verified by the B Lab, a non-profit organization which created, and awards, the B corporation certification for for-profit organizations. If you’re not familiar with the moniker, think of it like a Fair Trade…

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